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terms & privacy

Last updated 28/4/2023


These terms of use (“Terms”) govern your access and use of this website.

By accessing and using this website, you agree to be bound by these Terms.  If you do not agree with these Terms, you must not access or use this website. 


We reserve our right to change these Terms at any time, without notice to you.  When we change these Terms, we will also update the “Date of last update” at the top of these Terms.  You should check this page occasionally to ensure you are familiar with any changes.


Website not advice

1.     We intend for the information on the website to serve only as a general overview on matters of interest.  The information on the website is not intended to be comprehensive, nor does it constitute advice in any way.  We attempt to ensure the content is current and accurate but we do not guarantee its currency and accuracy.  Your use of the website or any of its content does not create a solicitor-client relationship.  You should seek our advice before acting or relying on any of the information on the website.


Intellectual property rights

2.     All rights (including copyright) in the content and design of this website are reserved.


3.     You may, for personal use only, print a copy of any part of this website to view it.  All other use, copying or reproduction of any part of this website is prohibited without our prior written approval.



4.     This website may provide links to other websites.  This is done for your convenience only.  We take no responsibility for the accuracy or currency of the information on those sites.  We do not endorse any information, goods or services referred to within those sites, and our provision of these links should not be taken as an endorsement.   



5.     We are not liable to you on any basis (including negligence) for any loss or damage (however caused) arising out of or in connection with your use of this website or its contents.


6.     Our total liability to you for any claims arising out of or in connection with your use of this website or its contents under any statutory right that cannot be excluded is limited to $100.



7.     If you choose to use the website, you do so at your own sole risk.


8.     We make no representation that anything offered through the website is available for use in other locations, or that it complies with laws and regulations of other locations. 


9.     We make no warranty that the website will meet your requirements or be available on an uninterrupted, secure or error-free basis. 


10.  We make no warranty regarding accuracy, timeliness, truthfulness, completeness or reliability of any content obtained through the website, or that this website is free of viruses or other harmful components.



11.  To the fullest extent allowed by law, you agree to indemnify us from and against all actions, claims, suits, demands, damages, liabilities, losses and expenses (whether in tort or in contract) arising out of or related to your use of this website.   



12.  If any part of these Terms is held to be illegal, invalid or unenforceable by a Court of law, the legality, validity and enforceability of the remaining parts will not be affected. 



13.  Any failure or delay by us to enforce any provision of these Terms will not be interpreted as a waiver of our rights or remedies.



14.  These Terms are effective until terminated by us, which we may do at any time and without prior notice to you.


15.  Any rights or obligations that have accrued up to and including the date of termination will survive.  


Governing law and jurisdiction

16.  These Terms, and all related matters, shall be governed and interpreted by the laws of New York, NY.


17.  Any dispute under these Terms shall be subject to the exclusive jurisdiction of the Courts of New York, NY.



18. This website uses ‘cookies’ to help improve your user experience. We gather data on demographics, usage and behaviours which we analyse to improve our website and offer more relevant ads.  


19. We comply with all data protection guidelines.


Contact us


20.  If you have any questions about these Terms, please contact us by emailing

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